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            <br>
    <i>Some of you may be interested in doing this quick survey with a
      chance to win a bit of cash.</i><br>
    <br>
    <br>
    <div class="moz-forward-container">
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        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d">Hi
            Karen,</span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d">Sharing,
            thought you might know of some people who may want to take
            the small business survey in the email below. Forward or not
            as you see fit.</span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d">Thank
            you,</span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d"> </span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d">Dawn
            Besemann</span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d">Community
            Services manager</span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d">Lakes
            & Pines CAC</span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d">1700
            Maple Ave E, Mora, MN 55051</span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d"><a
              moz-do-not-send="true"
              href="mailto:dawnb@lakesandpines.org">dawnb@lakesandpines.org</a></span></p>
        <p class="MsoNormal">
          <span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d">320.679.1800
            ext 115</span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d"><img
              id="Picture_x0020_1"
              src="cid:part2.00040902.00030300@moramn.com" alt="caplogo"
              width="203" height="102"></span></p>
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style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d"> </span></p>
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style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d"> </span></p>
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style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1f497d"> </span></p>
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            <b><span
style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span
style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
              Entrepreneurship @ CFED [mailto:<a moz-do-not-send="true"
                href="mailto:seti@cfed.org">seti@cfed.org</a>] <br>
              <b>Sent:</b> Monday, August 19, 2013 9:32 AM<br>
              <b>To:</b> Dawn Besemann<br>
              <b>Subject:</b> Do You Serve Owners of Small Businesses?
              Help Them Win $100!</span></p>
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                                  <p class="MsoNormal"><a
                                      moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMDY/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cDovL2NmZWQub3JnIyEjIQ/659/0"><span
                                        style="text-decoration:none"><img
                                          moz-do-not-send="true"
                                          id="_x0000_i1025"
                                          src="http://cfed.org/images/CFEDemailtopper.jpg"
                                          alt="cfed" width="740"
                                          border="0" height="110"></span></a></p>
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                          <p class="MsoNormal"><span style=""> </span></p>
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                                  <p
                                    style="margin-right:0in;margin-bottom:9.0pt;margin-left:0in"><span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222">Dear
                                      Dawn,</span></p>
                                  <p
                                    style="margin-right:0in;margin-bottom:9.0pt;margin-left:0in">
                                    <span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222">A
                                      primary goal of CFED’s
                                      entrepreneurship work is to
                                      improve the degree to which
                                      business ownership can build
                                      households’ assets and enhance the
                                      financial security of low- and
                                      moderate-income (LMI) individuals
                                      and families. To that end, we’re
                                      conducting research to better
                                      understand businesses’ financial
                                      strengths and vulnerabilities in
                                      order to examine what role CFED
                                      could play in addressing potential
                                      market and policy barriers to
                                      entrepreneurial growth. The first
                                      step in this process is
                                      disseminating an online survey,
                                      and <strong><span
                                          style="font-family:"Arial","sans-serif"">we
                                          need your help</span></strong>.</span></p>
                                  <p
                                    style="margin-right:0in;margin-bottom:9.0pt;margin-left:0in"><span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222">We’re
                                      looking for small business owners
                                      to take this <a
                                        moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMDg/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cDovL3d3dy5zdXJ2ZXlnaXptby5jb20vczMvMTI3NzA4NC9Db3Jwb3JhdGlvbi1mb3ItRW50ZXJwcmlzZS1EZXZlbG9wbWVudC1TdXJ2ZXktb24tU21hbGwtQnVzaW5lc3NlcyMhIyE/659/0">5-minute
                                        Enterprise Needs Survey</a>,
                                      available in both English and
                                      Spanish, online and accessible on
                                      mobile devices, between now and
                                      August 26. <strong><span
                                          style="font-family:"Arial","sans-serif"">Business
                                          owners who take the survey
                                          will be entered in a drawing
                                          to win a $100 MasterCard
                                          rewards card</span></strong>,
                                      which can be used for online
                                      purchases wherever MasterCard is
                                      accepted.<strong><span
                                          style="font-family:"Arial","sans-serif"">
                                        </span></strong>Also, <strong><span
style="font-family:"Arial","sans-serif"">business
                                          owners who take the survey and
                                          refer at least ten friends</span></strong>
                                      <strong><span
                                          style="font-family:"Arial","sans-serif"">will
                                          automatically receive a $50
                                          MasterCard rewards card. </span></strong>(Note:
                                      in order to receive the incentive,
                                      referrals must complete the survey
                                      and indicate their referral
                                      source.)</span></p>
                                  <p
                                    style="margin-right:0in;margin-bottom:9.0pt;margin-left:0in"><span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222">Here’s
                                      what <u>you</u> can do to help:</span></p>
                                  <ul style="margin-top:0in" type="disc">
                                    <li class="MsoNormal"
                                      style="color:#222222;margin-bottom:9.0pt"><span
style="font-size:9.0pt;font-family:"Arial","sans-serif"">If
                                        you own a business with fewer
                                        than 10 employees and less than
                                        $2 million in annual revenue,
                                        you can take the survey by
                                        clicking <a
                                          moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMTA/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cDovL3d3dy5zdXJ2ZXlnaXptby5jb20vczMvMTI3NzA4NC9Db3Jwb3JhdGlvbi1mb3ItRW50ZXJwcmlzZS1EZXZlbG9wbWVudC1TdXJ2ZXktb24tU21hbGwtQnVzaW5lc3NlcyMhIyE/659/0">here</a>.</span></li>
                                    <li class="MsoNormal"
                                      style="color:#222222;margin-bottom:9.0pt"><span
style="font-size:9.0pt;font-family:"Arial","sans-serif"">If
                                        your organization works with
                                        small business owners, you can
                                        help us distribute the online
                                        survey by emailing a link to the
                                        survey to businesses in your
                                        network or sending the link out
                                        through social media channels.
                                        If you’d like to send the link
                                        out via e-blast, feel free to <a
                                          moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMTM/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cHM6Ly93d3cuZHJvcGJveC5jb20vcy91YzVmeDN2OHBzdHU0OW8vU2FtcGxlJTIwRW1haWwlMjBhYm91dCUyMHRoZSUyMENGRUQlMjBFbnRlcnByaXNlJTIwTmVlZHMlMjBRdWl6LmRvY3gjISMh/659/0">use
                                          this sample email to get
                                          started</a>.</span></li>
                                  </ul>
                                  <p
                                    style="margin-right:0in;margin-bottom:9.0pt;margin-left:0in"><span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222">If
                                      you want to help us <u>spread the
                                        word</u> about the survey via
                                      social media:</span></p>
                                  <ul style="margin-top:0in" type="disc">
                                    <li class="MsoNormal"
                                      style="color:#222222;margin-bottom:9.0pt"><strong><span
style="font-size:9.0pt;font-family:"Arial","sans-serif"">Like</span></strong><span
style="font-size:9.0pt;font-family:"Arial","sans-serif"">
                                        the “<a moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMTY/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cHM6Ly93d3cuZmFjZWJvb2suY29tL0VudGVycHJpc2VOZWVkc1F1aXojISMh/659/0">Enterprise
                                          Needs Quiz</a>” page on
                                        Facebook and share it with your
                                        friends.</span></li>
                                    <li class="MsoNormal"
                                      style="color:#222222;margin-bottom:9.0pt"><strong><span
style="font-size:9.0pt;font-family:"Arial","sans-serif"">Tweet</span></strong><span
style="font-size:9.0pt;font-family:"Arial","sans-serif"">
                                        about the survey by using
                                        #eneeds so we can keep track of
                                        activity and inserting <a
                                          moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMTk/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cDovL3d3dy5zdXJ2ZXlnaXptby5jb20vczMvMTI3NzA4NC9Db3Jwb3JhdGlvbi1mb3ItRW50ZXJwcmlzZS1EZXZlbG9wbWVudC1TdXJ2ZXktb24tU21hbGwtQnVzaW5lc3NlcyMhIyE/659/0">this
                                          link</a> to the survey in your
                                        Tweet and, if possible, mention
                                        <a moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMjA/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cDovL3R3aXR0ZXIuY29tL2NmZWRuZXdzIyEjIQ/659/0">@cfednews</a>.
                                        <a moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMjM/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cHM6Ly93d3cuZHJvcGJveC5jb20vcy96NXV2Njd4N3h6bnhqOHUvJTIzZW5lZWRzJTIwU2FtcGxlJTIwVHdlZXRzLmRvY3gjISMh/659/0">Here</a>
                                        are some sample tweets to get
                                        you started!</span></li>
                                    <li class="MsoNormal"
                                      style="color:#222222;margin-bottom:9.0pt"><strong><span
style="font-size:9.0pt;font-family:"Arial","sans-serif"">Blog</span></strong><span
style="font-size:9.0pt;font-family:"Arial","sans-serif"">
                                        about it! If you need help
                                        developing blog content, let us
                                        know! If you’d like some
                                        inspiration, <a
                                          moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMjQ/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cDovL2NmZWQub3JnL2Jsb2cvaW5jbHVzaXZlZWNvbm9teS9jZmVkX2xhdW5jaGVzX3RoZV9lbnRlcnByaXNlX25lZWRzX3N1cnZleV9vbl9lbnRyZXByZW5ldXJzX2ZpbmFuY2lhbF9zdHJlbmd0aHNfdnVsbmVyYWJpbGl0aWVzLyMhIyE/659/0">here’s
                                          the post</a> we developed to
                                        launch the survey.</span></li>
                                  </ul>
                                  <p
                                    style="margin-right:0in;margin-bottom:9.0pt;margin-left:0in"><span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222">This
                                      survey is the first stage in
                                      research we are conducting this
                                      summer with <a
                                        moz-do-not-send="true"
href="http://cfed.org/r/E/MzkyMjU/MjY2Nzk/0/0/ZGF3bmJAbGFrZXNhbmRwaW5lcy5vcmc/aHR0cDovL3d3dy5lYWMtZ2xvYmFsLmNvbS8jISMh/659/0">EA
                                        Consultants</a>, and with the
                                      support of MasterCard Worldwide,
                                      on the financial challenges low-
                                      and moderate-income entrepreneurs
                                      face and the financial product and
                                      service needs they have that are
                                      currently unmet in the
                                      marketplace. Next, we’ll conduct
                                      more in-depth phone surveys with
                                      business owners in Minneapolis and
                                      Miami. We hope that the findings
                                      from this study will contribute to
                                      the existing body of knowledge
                                      about the financial capability of
                                      the self-employed and the types of
                                      financial products, services and
                                      policies that can improve
                                      microbusiness owners’ success.</span></p>
                                  <p
                                    style="margin-right:0in;margin-bottom:9.0pt;margin-left:0in"><span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222">If
                                      you have any questions, please
                                      contact Lauren Williams (<a
                                        moz-do-not-send="true"
                                        href="mailto:lwilliams@cfed.org">lwilliams@cfed.org</a>
                                      or 202.207.0131) or Kasey Wiedrich
                                      (<a moz-do-not-send="true"
                                        href="mailto:kwiedrich@cfed.org">kwiedrich@cfed.org</a>
                                      or 202.207.0149).</span></p>
                                  <p
                                    style="margin-right:0in;margin-bottom:9.0pt;margin-left:0in"><span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222">Sincerely,</span></p>
                                  <p
                                    style="margin-right:0in;margin-bottom:9.0pt;margin-left:0in">
                                    <strong><span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222">Lauren
                                        Williams</span></strong><span
style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#222222"><br>
                                      Program Manager, Entrepreneurship
                                      & Affordable Housing
                                      Initiatives<br>
                                      CFED</span></p>
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        Version: 2013.0.3392 / Virus Database: 3211/6598 - Release Date:
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