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    <font face="Architects Daughter">Please read, print and post
      attached poster if you would?<br>
      Thank you.<br>
      Karen.<br>
    </font>
    <div class="moz-forward-container"><br>
      <br>
      -------- Forwarded Message --------
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            <th align="RIGHT" nowrap="nowrap" valign="BASELINE">Subject:
            </th>
            <td>FREE Class-- Credit Matters: Why does credit matters? @
              Mora WFC 3-5-15</td>
          </tr>
          <tr>
            <th align="RIGHT" nowrap="nowrap" valign="BASELINE">Date: </th>
            <td>Thu, 12 Feb 2015 22:43:36 +0000</td>
          </tr>
          <tr>
            <th align="RIGHT" nowrap="nowrap" valign="BASELINE">From: </th>
            <td>Bridget Petersen <a class="moz-txt-link-rfc2396E" href="mailto:bpetersen@myspire.com"><bpetersen@myspire.com></a></td>
          </tr>
          <tr>
            <th align="RIGHT" nowrap="nowrap" valign="BASELINE">To: </th>
            <td>'<a class="moz-txt-link-abbreviated" href="mailto:karen@moramn.com">karen@moramn.com</a>' <a class="moz-txt-link-rfc2396E" href="mailto:karen@moramn.com"><karen@moramn.com></a></td>
          </tr>
          <tr>
            <th align="RIGHT" nowrap="nowrap" valign="BASELINE">CC: </th>
            <td>Staci Norby <a class="moz-txt-link-rfc2396E" href="mailto:snorby@myspire.com"><snorby@myspire.com></a>, Carey Venhuizen
              <a class="moz-txt-link-rfc2396E" href="mailto:cvenhuizen@myspire.com"><cvenhuizen@myspire.com></a>, Shannon Cunnien
              <a class="moz-txt-link-rfc2396E" href="mailto:scunnien@myspire.com"><scunnien@myspire.com></a>, Michelle Presley
              (<a class="moz-txt-link-abbreviated" href="mailto:mpresley@cmjts.org">mpresley@cmjts.org</a>) <a class="moz-txt-link-rfc2396E" href="mailto:mpresley@cmjts.org"><mpresley@cmjts.org></a></td>
          </tr>
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      <div class="WordSection1">
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          Hi Karen,<o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          Would you please pass along the information about our upcoming
          free class to the Chamber members? I have also attached a PDF
          poster that they can print out.  Thank you so much! 
          <o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          Bridget Petersen<o:p></o:p></p>
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          style="mso-element:para-border-div;border:none;border-bottom:dotted
          windowtext 3.0pt;padding:0in 0in 1.0pt 0in">
          <p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal;border:none;padding:0in">SPIRE
            Credit Union<o:p></o:p></p>
        </div>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <b><i><span style="font-size:16.0pt;color:#0066FF"><img
                  id="Picture_x0020_2"
                  src="cid:part1.09030900.07090008@moramn.com"
                  alt="11942776983_54affbacd8_z[1]" height="157"
                  width="209"></span></i></b><b><i><span
                style="font-size:16.0pt;color:#0066FF"><o:p></o:p></span></i></b></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <b><i><span style="font-size:16.0pt;color:#0066FF">FREE
                Class!  Open to the Public! Please join us!<o:p></o:p></span></i></b></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <b>When</b>................. Thursday, March 5, 2015<o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <b>Where</b>................ Mora Workforce Center<o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
                                              903 Forest Avenue East<o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
                                              Mora, MN 55051<o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <b>What</b>.................. Credit Matters – Why does Credit
          Matter?<o:p></o:p></p>
        <p class="MsoNormal"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;text-indent:-.25in;line-height:normal">•    
          Definition of Credit<o:p></o:p></p>
        <p class="MsoNormal"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;text-indent:-.25in;line-height:normal">•    
          The 4 Cs of credit/loan decision making<o:p></o:p></p>
        <p class="MsoNormal"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;text-indent:-.25in;line-height:normal">•    
          Paying Off Credit<o:p></o:p></p>
        <p class="MsoNormal"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;text-indent:-.25in;line-height:normal">•    
          Credit Cards:  How to apply; rights and responsibilities<o:p></o:p></p>
        <p class="MsoNormal"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;text-indent:-.25in;line-height:normal">•    
          Credit Reports:  Everything you need to know!  Sample credit
          report; what your credit score means; factors that affect your
          credit score; how credit scores impact your life; how to
          build/re-build your score…and more!<o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"
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          <b>Who</b>................... A collaboration between SPIRE
          Credit Union and the Mora Workforce Center<o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:81.0pt;margin-bottom:.0001pt;text-indent:-81.0pt;line-height:normal"><b>Why</b>...................
          As part of SPIRE’s commitment to financial literacy efforts in
          the communities we serve, we are offering this and other
          classes to the general public FREE of charge! 
          <o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <b>Register</b>.............. Even though it is a FREE class,
          pre-registration is required:<o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
                                              Call or Email the
          Workforce Center at 320.679.6484 |
          <a moz-do-not-send="true" href="mailto:mora.wfc@state.mn.us">mora.wfc@state.mn.us</a>
          <o:p></o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <o:p> </o:p></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <b><i>Presented FREE of charge and open to the public courtesy
              of:<o:p></o:p></i></b></p>
        <p class="MsoNormal"
          style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
          <img id="Picture_x0020_1"
            src="cid:part3.01000901.00090404@moramn.com" border="0"
            height="87" width="123"><o:p></o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
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      <p class="ImprintUniqueID"> </p>
      <p class="ImprintUniqueID"><font
          style="font-family:Verdana;font-size:14pt;color:#002D62;">Bridget
          Petersen</font></p>
      <p class="ImprintUniqueID"><font
          style="font-family:Verdana;font-size:10pt;color:#002D62;">Market
          VP</font></p>
      <p class="ImprintUniqueID"><img style="border: 0px Solid ; "
          src="cid:part4.07010509.03020106@moramn.com"></p>
      <p class="ImprintUniqueID"> </p>
      <p class="ImprintUniqueID"><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">2025
          Larpenteur Ave West</font><font style="BACKGROUND-COLOR:
          white" color="#00254a" face="Verdana" size="2">,
        </font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">Falcon
          Heights</font><font style="BACKGROUND-COLOR: white"
          color="#00254a" face="Verdana" size="2">,
        </font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">MN</font><font
          style="BACKGROUND-COLOR: white" color="#00254a" face="Verdana"
          size="2"> </font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">55113</font></p>
      <p class="ImprintUniqueID"><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;"><a class="moz-txt-link-abbreviated" href="mailto:bpetersen@myspire.com">bpetersen@myspire.com</a></font><font
          face="Verdana"><font style="BACKGROUND-COLOR: white"><font
              color="#00254a"><font size="2"> |<sp>
                </sp></font></font></font></font><a
          moz-do-not-send="true" class="footer"
          href="http://www.spire-banking.com/"><font
            style="BACKGROUND-COLOR: white" color="#002d62"
            face="Verdana" size="2">www.myspire.com</font></a></p>
      <p class="ImprintUniqueID"><font face="Verdana"><font
            style="BACKGROUND-COLOR: white"><font color="#00254a"><font
                size="2">Direct:<sp>
                </sp></font></font></font></font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">651.641.2256</font><sp><font
            style="BACKGROUND-COLOR: white" color="#00254a"
            face="Verdana" size="2">
          </font></sp>|<sp> </sp><sp></sp><sp></sp><sp></sp><sp></sp><sp></sp><font
          color="#002d62" face="Verdana" size="2">Office</font>:
        <font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">651.215.3500</font><sp></sp><font
          face="Verdana"><font style="BACKGROUND-COLOR: white"><font
              color="#00254a"><font size="2"> |<sp>
                </sp>Fax:<sp> </sp></font></font></font></font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">651.641.2257</font><sp></sp><sp></sp></p>
      <p class="ImprintUniqueID"> </p>
      <font face="Verdana"><strong><font color="#aa7900" face="Times New
            Roman">REnew you with REliable transportation. Get an auto
            loan rate as low as 1.89% Annual Percentage Rate. Ask me for
            more details!</font></strong>
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