<html>
  <head>

    <meta http-equiv="content-type" content="text/html; charset=utf-8">
  </head>
  <body bgcolor="#FFFFFF" text="#000000">
    FYI ~<br>
    <div class="moz-forward-container"><br>
      <br>
      -------- Forwarded Message --------
      <table class="moz-email-headers-table" border="0" cellpadding="0"
        cellspacing="0">
        <tbody>
          <tr>
            <th align="RIGHT" nowrap="nowrap" valign="BASELINE">Subject:
            </th>
            <td>Budgeting, Credit& Debit Cards -- Free Class -- Open
              to Public -- 4-2-15</td>
          </tr>
          <tr>
            <th align="RIGHT" nowrap="nowrap" valign="BASELINE">Date: </th>
            <td>Mon, 23 Mar 2015 15:35:48 +0000</td>
          </tr>
          <tr>
            <th align="RIGHT" nowrap="nowrap" valign="BASELINE">From: </th>
            <td>Bridget Petersen <a class="moz-txt-link-rfc2396E" href="mailto:bpetersen@myspire.com"><bpetersen@myspire.com></a></td>
          </tr>
          <tr>
            <th align="RIGHT" nowrap="nowrap" valign="BASELINE">To: </th>
            <td>'Karen Amundson (Chamber)' <a class="moz-txt-link-rfc2396E" href="mailto:karen@moramn.com"><karen@moramn.com></a></td>
          </tr>
        </tbody>
      </table>
      <br>
      <br>
      <!-- Template generated by Exclaimer Mail Disclaimers on 10:35:49 Monday, 23 March 2015 -->
      <meta http-equiv="Content-Type" content="text/html; charset=utf-8">
      <style type="text/css">P.ImprintUniqueID {
        MARGIN: 0cm 0cm 0pt
}
LI.ImprintUniqueID {
        MARGIN: 0cm 0cm 0pt
}
DIV.ImprintUniqueID {
        MARGIN: 0cm 0cm 0pt
}
TABLE.ImprintUniqueIDTable {
        MARGIN: 0cm 0cm 0pt
}
DIV.Section1 {
        page: Section1
}
</style>
      <meta name="Generator" content="Microsoft Word 14 (filtered
        medium)">
      <!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]-->
      <style><!--
/* Font Definitions */
@font-face
        {font-family:Wingdings;
        panose-1:5 0 0 0 0 0 0 0 0 0;}
@font-face
        {font-family:Wingdings;
        panose-1:5 0 0 0 0 0 0 0 0 0;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:Tahoma;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:purple;
        text-decoration:underline;}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
        {mso-style-priority:99;
        mso-style-link:"Balloon Text Char";
        margin:0in;
        margin-bottom:.0001pt;
        font-size:8.0pt;
        font-family:"Tahoma","sans-serif";}
p.MsoListParagraph, li.MsoListParagraph, div.MsoListParagraph
        {mso-style-priority:34;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:10.0pt;
        margin-left:.5in;
        mso-add-space:auto;
        line-height:115%;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif";}
p.MsoListParagraphCxSpFirst, li.MsoListParagraphCxSpFirst, div.MsoListParagraphCxSpFirst
        {mso-style-priority:34;
        mso-style-type:export-only;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:.5in;
        margin-bottom:.0001pt;
        mso-add-space:auto;
        line-height:115%;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif";}
p.MsoListParagraphCxSpMiddle, li.MsoListParagraphCxSpMiddle, div.MsoListParagraphCxSpMiddle
        {mso-style-priority:34;
        mso-style-type:export-only;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:.5in;
        margin-bottom:.0001pt;
        mso-add-space:auto;
        line-height:115%;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif";}
p.MsoListParagraphCxSpLast, li.MsoListParagraphCxSpLast, div.MsoListParagraphCxSpLast
        {mso-style-priority:34;
        mso-style-type:export-only;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:10.0pt;
        margin-left:.5in;
        mso-add-space:auto;
        line-height:115%;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif";}
span.EmailStyle17
        {mso-style-type:personal-compose;
        font-family:"Calibri","sans-serif";
        color:windowtext;}
span.BalloonTextChar
        {mso-style-name:"Balloon Text Char";
        mso-style-priority:99;
        mso-style-link:"Balloon Text";
        font-family:"Tahoma","sans-serif";}
.MsoChpDefault
        {mso-style-type:export-only;
        font-family:"Calibri","sans-serif";}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
/* List Definitions */
@list l0
        {mso-list-id:2060592861;
        mso-list-type:hybrid;
        mso-list-template-ids:2015897306 -977755088 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l0:level1
        {mso-level-start-at:0;
        mso-level-number-format:bullet;
        mso-level-text:\2022;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.25in;
        text-indent:-81.0pt;
        font-family:"Calibri","sans-serif";
        mso-fareast-font-family:Calibri;
        mso-bidi-font-family:"Times New Roman";}
@list l0:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:135.0pt;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l0:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:171.0pt;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l0:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:207.0pt;
        text-indent:-.25in;
        font-family:Symbol;}
@list l0:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:243.0pt;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l0:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:279.0pt;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l0:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:315.0pt;
        text-indent:-.25in;
        font-family:Symbol;}
@list l0:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:351.0pt;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l0:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:387.0pt;
        text-indent:-.25in;
        font-family:Wingdings;}
ol
        {margin-bottom:0in;}
ul
        {margin-bottom:0in;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
      <div class="WordSection1">
        <p class="MsoNormal">Hi Karen,<o:p></o:p></p>
        <p class="MsoNormal">SPIRE is offering a free class at the
          Workforce Center next Thursday, 4-2-15.  Would you please
          share the attached information with Chamber members?  Thank
          you! Bridget<o:p></o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"><b><i><span
                style="font-size:16.0pt;color:#0066FF"><img
                  id="Picture_x0020_2"
                  src="cid:part1.04020500.02030907@moramn.com"
                  alt="6629062223_6ed032f4d5_z[1]" height="145"
                  width="192"></span></i></b><b><i><span
                style="font-size:16.0pt;color:#0066FF"><o:p></o:p></span></i></b></p>
        <p class="MsoNormal"><b><i><span
                style="font-size:16.0pt;color:#0066FF">FREE Class!  Open
                to the Public! Please join us!<o:p></o:p></span></i></b></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"><b>When</b>................. Thursday,
          April 2, 2015<o:p></o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"><b>Where</b>................ Mora Workforce
          Center<o:p></o:p></p>
        <p class="MsoNormal">                                    903
          Forest Avenue East<o:p></o:p></p>
        <p class="MsoNormal">                                    Mora,
          MN 55051<o:p></o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"><b>What</b>.................. Budgeting for
          Life; Credit & Debit Cards & Credit Do’s and Don’ts
          <o:p></o:p></p>
        <p class="MsoListParagraphCxSpFirst"
          style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:94.5pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-13.5pt;line-height:normal;mso-list:l0
          level1 lfo1">
          <!--[if !supportLists]--><span style="mso-list:Ignore">•<span
              style="font:7.0pt "Times New Roman"">    
            </span></span><!--[endif]-->Why Budget? <o:p></o:p></p>
        <p class="MsoListParagraphCxSpMiddle"
          style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:94.5pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-13.5pt;line-height:normal;mso-list:l0
          level1 lfo1">
          <!--[if !supportLists]--><span style="mso-list:Ignore">•<span
              style="font:7.0pt "Times New Roman"">    
            </span></span><!--[endif]-->The Personal Balance Sheet – A
          Budget  Overview of <o:p></o:p></p>
        <p class="MsoListParagraphCxSpMiddle"
          style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:94.5pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-13.5pt;line-height:normal;mso-list:l0
          level1 lfo1">
          <!--[if !supportLists]--><span style="mso-list:Ignore">•<span
              style="font:7.0pt "Times New Roman"">    
            </span></span><!--[endif]-->The Emergency Fund<o:p></o:p></p>
        <p class="MsoListParagraphCxSpMiddle"
          style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:94.5pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-13.5pt;line-height:normal;mso-list:l0
          level1 lfo1">
          <!--[if !supportLists]--><span style="mso-list:Ignore">•<span
              style="font:7.0pt "Times New Roman"">    
            </span></span><!--[endif]-->Budget Needs vs. Wants<o:p></o:p></p>
        <p class="MsoListParagraphCxSpMiddle"
          style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:94.5pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-13.5pt;line-height:normal;mso-list:l0
          level1 lfo1">
          <!--[if !supportLists]--><span style="mso-list:Ignore">•<span
              style="font:7.0pt "Times New Roman"">    
            </span></span><!--[endif]-->Opportunity Cost<o:p></o:p></p>
        <p class="MsoListParagraphCxSpMiddle"
          style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:94.5pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-13.5pt;line-height:normal;mso-list:l0
          level1 lfo1">
          <!--[if !supportLists]--><span style="mso-list:Ignore">•<span
              style="font:7.0pt "Times New Roman"">    
            </span></span><!--[endif]-->Credit Cards: how to use them
          wisely & avoid budget pitfalls<o:p></o:p></p>
        <p class="MsoListParagraphCxSpLast"
          style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:94.5pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-13.5pt;line-height:normal;mso-list:l0
          level1 lfo1">
          <!--[if !supportLists]--><span style="mso-list:Ignore">•<span
              style="font:7.0pt "Times New Roman"">    
            </span></span><!--[endif]-->Debit vs. Credit Cards: how the
          differ; why they’re important<o:p></o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"><b>Who</b>................... A
          collaboration between SPIRE Credit Union and the Mora
          Workforce Center<o:p></o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"
          style="margin-left:81.0pt;text-indent:-81.0pt"><b>Why</b>...................
          As part of SPIRE’s commitment to financial literacy efforts in
          the communities we serve, we are offering this and other
          classes to the general public FREE of charge! 
          <o:p></o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"><b>Register</b>.............. Even though
          it is a FREE class, pre-registration is required:<o:p></o:p></p>
        <p class="MsoNormal">                                    Call or
          Email the Workforce Center at 320.679.6484 |
          <a moz-do-not-send="true" href="mailto:mora.wfc@state.mn.us">mora.wfc@state.mn.us</a>
          <o:p></o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"><b><i>Presented FREE of charge and open to
              the public courtesy of:<o:p></o:p></i></b></p>
        <p class="MsoNormal"><img id="Picture_x0020_1"
            src="cid:part3.01030108.01080809@moramn.com" border="0"
            height="87" width="123"><o:p></o:p></p>
        <p class="MsoNormal"><o:p> </o:p></p>
      </div>
      <p class="ImprintUniqueID"> </p>
      <p class="ImprintUniqueID"><font
          style="font-family:Verdana;font-size:14pt;color:#002D62;">Bridget
          Petersen</font></p>
      <p class="ImprintUniqueID"><font
          style="font-family:Verdana;font-size:10pt;color:#002D62;">Market
          VP</font></p>
      <p class="ImprintUniqueID"><img style="border: 0px Solid ; "
          src="cid:part4.02010504.09020803@moramn.com"></p>
      <p class="ImprintUniqueID"> </p>
      <p class="ImprintUniqueID"><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">2025
          Larpenteur Ave West</font><font style="BACKGROUND-COLOR:
          white" color="#00254a" face="Verdana" size="2">,
        </font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">Falcon
          Heights</font><font style="BACKGROUND-COLOR: white"
          color="#00254a" face="Verdana" size="2">,
        </font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">MN</font><font
          style="BACKGROUND-COLOR: white" color="#00254a" face="Verdana"
          size="2"> </font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">55113</font></p>
      <p class="ImprintUniqueID"><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;"><a class="moz-txt-link-abbreviated" href="mailto:bpetersen@myspire.com">bpetersen@myspire.com</a></font><font
          face="Verdana"><font style="BACKGROUND-COLOR: white"><font
              color="#00254a"><font size="2"> |<sp>
                </sp></font></font></font></font><a
          moz-do-not-send="true" class="footer"
          href="http://www.spire-banking.com/"><font
            style="BACKGROUND-COLOR: white" color="#002d62"
            face="Verdana" size="2">www.myspire.com</font></a></p>
      <p class="ImprintUniqueID"><font face="Verdana"><font
            style="BACKGROUND-COLOR: white"><font color="#00254a"><font
                size="2">Direct:<sp>
                </sp></font></font></font></font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">651.641.2256</font><sp><font
            style="BACKGROUND-COLOR: white" color="#00254a"
            face="Verdana" size="2">
          </font></sp>|<sp> </sp><sp></sp><sp></sp><sp></sp><sp></sp><sp></sp><font
          color="#002d62" face="Verdana" size="2">Office</font>:
        <font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">651.215.3500</font><sp></sp><font
          face="Verdana"><font style="BACKGROUND-COLOR: white"><font
              color="#00254a"><font size="2"> |<sp>
                </sp>Fax:<sp> </sp></font></font></font></font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">651.641.2257</font><sp></sp><sp></sp></p>
      <p class="ImprintUniqueID"> </p>
      <font face="Verdana"><strong><font color="#aa7900" face="Times New
            Roman">REnew you with REliable transportation. Get an auto
            loan rate as low as 1.89% Annual Percentage Rate. Ask me for
            more details!</font></strong>
        <hr style="BORDER-TOP: 0px; HEIGHT: 1px; BORDER-RIGHT: 0px;
          WIDTH: 100%; BORDER-BOTTOM: 0px; COLOR: #ccc; PADDING-BOTTOM:
          0px; TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 0px;
          MARGIN: 5px 0px; BORDER-LEFT: 0px; PADDING-RIGHT: 0px;
          BACKGROUND-COLOR: #9e9e9e">
      </font>
      <p style="FONT-SIZE: 7.5pt; FONT-FAMILY: 'Verdana','sans-serif';
        COLOR: #002d62; MARGIN: 5px 0px">
        CONFIDENTIALITY NOTICE: This e-mail message is for the sole use
        of the intended recipient(s) and may contain confidential and
        privileged information. Any unauthorized review, use, disclosure
        or distribution of any kind is strictly prohibited. If you are
        not the intended recipient, please contact the sender via reply
        e-mail and destroy all copies of the original message. Thank
        you.</p>
      <p class="ImprintUniqueID"> </p>
      <br>
    </div>
    <br>
  </body>
</html>