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<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<b><i><span style="font-size:16.0pt;color:#0066FF">FREE
Class! Open to the Public! Please join us!<o:p></o:p></span></i></b></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<o:p> </o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<b>When</b>................. Thursday, August 6, 2015 | 9 to
11 am<o:p></o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<o:p> </o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<b>Where</b>................ Mora Workforce Center<o:p></o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
903 Forest Avenue East<o:p></o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
Mora, MN 55051<o:p></o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<o:p> </o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<b>What</b>.................. Be Credit Wise<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->Benefits of Credit<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->Considerations Before
Applying for Credit<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->Types of Credit – So
Many Choices<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->Applying for and
establishing credit<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->How lenders make credit
decisions – The C’s of credit<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->Cost of Credit<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->Use Credit Wisely<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->How Much Debt is Too
Much?<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->Handling Debt Problems<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->Review Your Credit
Report<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->Protect Your Credit
History<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->How Can I Obtain a Copy
of My Credit Report?<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:99.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l0
level1 lfo1">
<!--[if !supportLists]--><span style="font-family:Symbol"><span
style="mso-list:Ignore">·<span style="font:7.0pt
"Times New Roman"">
</span></span></span><!--[endif]-->How to Get Your Credit
Score<o:p></o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<b><o:p> </o:p></b></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<b>Who</b>................... A collaboration between SPIRE
Credit Union and the Mora Workforce Center<o:p></o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<o:p> </o:p></p>
<p class="MsoNormal"
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:81.0pt;margin-bottom:.0001pt;text-indent:-81.0pt;line-height:normal"><b>Why</b>...................
As part of SPIRE’s commitment to financial literacy efforts in
the communities we serve, we are offering this and other
classes to the general public FREE of charge!
<o:p></o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<o:p> </o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<b>Register</b>.............. Even though it is a FREE class,
pre-registration is required:<o:p></o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
Call or Email the
Workforce Center at 320.679.6484 |
<a moz-do-not-send="true" href="mailto:mora.wfc@state.mn.us">mora.wfc@state.mn.us</a>
<o:p></o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<o:p> </o:p></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<b><i>Presented FREE of charge and open to the public courtesy
of:<o:p></o:p></i></b></p>
<p class="MsoNormal"
style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<img id="Picture_x0020_1"
src="cid:part2.06000205.09090709@moramn.com" border="0"
height="87" width="123"><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
<p class="ImprintUniqueID"> </p>
<p class="ImprintUniqueID"><font
style="font-family:Verdana;font-size:14pt;color:#002D62;">Bridget
Petersen</font></p>
<p class="ImprintUniqueID"><font
style="font-family:Verdana;font-size:10pt;color:#002D62;">Market
VP of Community Outreach</font></p>
<p class="ImprintUniqueID"><img style="border: 0px Solid ; "
src="cid:part3.01060201.06060601@moramn.com"></p>
<p class="ImprintUniqueID"> </p>
<p class="ImprintUniqueID"><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">2025
Larpenteur Ave West</font><font style="BACKGROUND-COLOR:
white" color="#00254a" face="Verdana" size="2">,
</font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">Falcon
Heights</font><font style="BACKGROUND-COLOR: white"
color="#00254a" face="Verdana" size="2">,
</font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">MN</font><font
style="BACKGROUND-COLOR: white" color="#00254a" face="Verdana"
size="2"> </font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">55113</font></p>
<p class="ImprintUniqueID"><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;"><a class="moz-txt-link-abbreviated" href="mailto:bpetersen@myspire.com">bpetersen@myspire.com</a></font><font
face="Verdana"><font style="BACKGROUND-COLOR: white"><font
color="#00254a"><font size="2"> |<sp>
</sp></font></font></font></font><a
moz-do-not-send="true" class="footer"
href="http://www.spire-banking.com/"><font
style="BACKGROUND-COLOR: white" color="#002d62"
face="Verdana" size="2">www.myspire.com</font></a></p>
<p class="ImprintUniqueID"><font face="Verdana"><font
style="BACKGROUND-COLOR: white"><font color="#00254a"><font
size="2">Direct:<sp>
</sp></font></font></font></font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">651.641.2256</font><sp><font
style="BACKGROUND-COLOR: white" color="#00254a"
face="Verdana" size="2">
</font></sp>|<sp> </sp><sp></sp><sp></sp><sp></sp><sp></sp><sp></sp><font
color="#002d62" face="Verdana" size="2">Office</font>:
<font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">651.215.3500</font><sp></sp><font
face="Verdana"><font style="BACKGROUND-COLOR: white"><font
color="#00254a"><font size="2"> |<sp>
</sp>Fax:<sp> </sp></font></font></font></font><font
style="font-family:Verdana;font-size:10pt;color:#002D62;background-color:White;">651.641.2257</font><sp></sp><sp></sp></p>
<p class="ImprintUniqueID"> </p>
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<hr style="BORDER-TOP: 0px; HEIGHT: 1px; BORDER-RIGHT: 0px;
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COLOR: #002d62; MARGIN: 5px 0px">
CONFIDENTIALITY NOTICE: This e-mail message is for the sole use
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